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Excel Spreadsheets

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BTL Cashflow Tracker

12-month buy-to-let profit & loss tracker with automatic formulas for income, expenses, and monthly cashflow. Includes annual summary sheet.

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Property Deal Analyser

Analyse any property deal with automatic SDLT calculation, gross yield, net yield, monthly cashflow, and cash-on-cash return. One sheet, instant results.

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Portfolio Tracker

Track multiple properties in one sheet — individual property rows with portfolio totals for income, expenses, equity, and yield.

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SA Income Calculator

Serviced accommodation income calculator with 12-month seasonality projection, platform fees, management costs, and occupancy sensitivity analysis.

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Legal Document Templates

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SA Operator Agreement

Short-let management licence for England & Wales. Covers owner payments, Airbnb rights, insurance obligations, and the London 90-night rule.

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R2R HMO Agreement

Rent-to-rent HMO operator lease for England & Wales. Covers guaranteed rent, HMO licensing responsibilities, subletting rights, and safety compliance.

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Deal Packaging Agreement

Property sourcing and finders fee agreement for UK sourcers and investors. Covers success fees, exclusivity, circumvention protection, and AML compliance.

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Joint Venture Agreement

Plain-English JV agreement for UK property investments. Covers equity split, decision-making, right of first refusal, and exit mechanism for any two-party property JV.

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SA Compliance Checklist

Fire safety, gas, electrical, insurance, and planning compliance checklist for UK serviced accommodation operators. Includes legislation references and renewal date tracker.

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Spreadsheets & Estimators

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Refurbishment Cost Estimator

Itemised schedule of works with trade-by-trade totals, 10–15% contingency, and cost per sqft. Essential for flip, BRRR, and development deals.

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HMO Room-by-Room Analyser

Calculate net yield and monthly cashflow for any HMO, room by room. Covers all HMO-specific costs including licence fee, EICR, fire alarm, management, and bills.

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Landlord Accounts Template

Annual P&L template for UK landlord self-assessment. Tracks income, all allowable expenses, and Section 24 credit across up to 5 properties. Print-ready for SA105.

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Scope of Works Template

Trade-by-trade scope document for sending to contractors for itemised quotes. Prevents scope creep, enables like-for-like comparison, and supports bridging loan applications.

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Interactive Calculators

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Bridging Finance Calculator

Calculate arrangement fee, monthly interest, exit fee, total cost, and effective APR for any UK bridging loan. Instant results — no download needed.

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Section 24 Calculator

See exactly how the mortgage interest restriction affects your rental income tax bill — compare pre and post-Section 24 for basic, higher, and additional rate taxpayers.

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How to use these tools

Excel spreadsheets:

  • Yellow cells = enter your own numbers
  • White/grey cells = automatically calculated — do not overwrite
  • Compatible with Microsoft Excel 2016+ and Google Sheets
  • No macros required — formulas only
  • Print-ready formatting for presenting to lenders or investors

Legal templates (PDF):

  • Fill in the highlighted fields (property address, parties, fee amounts, dates)
  • Both parties should read the full document before signing
  • We recommend review by a qualified solicitor before use
  • All templates are for England & Wales jurisdiction

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